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Find Out About the Latest Newark, Wilmington and Middletown Area Homes for Sale Before Anyone Else! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the Newark, Wilmington and Middletown, Delaware area MLS, and even later on the national listings web sites, if at all. By signing up to receive our latest listings, we'll send you an email notice instantly -- as soon as our latest homes for sale go online. You'll find out first, before other Newark, Wilmington and Middletown buyers. There is absolutely no obligation, and this service is free of charge. Don't miss out! Get an email as soon as our new properties come on the market in Newark, Wilmington and Middletown! There's no obligation, and you can stop our emails with one click. Just fill out this form to get started... 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What is the world's largest palace?
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The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s. |
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McGavisk Realty Team
Keller Williams - McGavisk Realty Team
56 W. Main Street, Suite 101
Newark, DE 19702
Phone: 302-838-7229
Fax: 302-838-7233
Email: michaelmcgavisk@NUMBER1EXPERT.com
Michael McGavisk knows that there is only one way to make their clients successful, and that is to do it as a team. Their team oriented approach says it all. Michael McGavisk has gone to great lengths to ensure that he equips his clients with a full service team that provides many years of real estate experience and knowledge. In addition, The McGavisk Realty Team also thrives on diversity. Don't be surprised if your team member that you are working with has a chemical engineer or paralegal background. Not to mention, as you begin working with The McGavisk Realty Team, you will find that they fully embrace and love challenges and are 100% determined to satisfy their client's needs.
Not a bad idea to consider working with The McGavisk Realty Team and become part of their team!
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