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McGavisk Realty Team
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All agents are NOT alike! Find out why we are top real estate experts. Call us: 302-838-7229.
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Moon Services
From winter's chill through the dog days of summer, our primary goal at Moon Services Inc. is to keep your home comfortable for you and your family.
But, that's just the beginning. We also offer you peace of mind, ensuring your equipment operates safely. Moon Services Inc. helps you save money on your fuel bills. And, we help deliver relief to those with allergies and many others concerned with the quality of the air they breathe. This site is specifically designed to help you become an informed consumer when it comes to your home's heating and cooling systems. Go ahead, explore. The pull-down menus make it easy. Not only will you learn how these systems work, but also how to shop smart and protect your investment.
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What are the financial benefits of having a home near a body of water?
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The mere presence of water within 300 feet increases a home's value by 22 percent. |
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McGavisk Realty Team
Keller Williams - McGavisk Realty Team
56 W. Main Street, Suite 101
Newark, DE 19702
Phone: 302-838-7229
Fax: 302-838-7233
Email: michaelmcgavisk@NUMBER1EXPERT.com
Michael McGavisk knows that there is only one way to make their clients successful, and that is to do it as a team. Their team oriented approach says it all. Michael McGavisk has gone to great lengths to ensure that he equips his clients with a full service team that provides many years of real estate experience and knowledge. In addition, The McGavisk Realty Team also thrives on diversity. Don't be surprised if your team member that you are working with has a chemical engineer or paralegal background. Not to mention, as you begin working with The McGavisk Realty Team, you will find that they fully embrace and love challenges and are 100% determined to satisfy their client's needs.
Not a bad idea to consider working with The McGavisk Realty Team and become part of their team!
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